Idaho Smart Women, Smart Money Conference - Idaho Everywoman's Financial Conference
Financial Conference - This FREE, extraordinary, all-day event is packed with the information and motivation you need to propel you into the world of "Smart Money"!

2017 Conference Speakers

Speakers and their bios will be added as presenters are confirmed for this year's conference. Feel free to revisit the speakers from the previous year's conference.


Ron  Crane

Ron  Crane - Boise
Idaho State Treasurer

Ron G. Crane was born in Nampa, Idaho. He is a graduate of Nampa Christian High School and later graduated from college with an Associate's Degree. He received an honorary doctorate from Ohio Christian University in 2008. He served as a member in the Idaho National Guard from 1971 -- 1977, receiving recognition as Idaho's Soldier of the Year in 1975.

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Carolyn  Holly

Carolyn  Holly - Boise
Emcee

A long time and active member of the Treasurer Valley, Carolyn Holly currently serves as Vice President of Marketing, Communication, and Public Relations for Saint Alphonsus Health System. Within the new role, Carolyn serves as a key liaison to the communities that Saint Alphonsus serves. She is an instrumental part of developing meaningful relationships with local resources and organizations, evolving a strategy for public collaboration, and advancing Saint Alphonsus' mission to be a transformative healing presence within the community.

Carolyn enjoyed a 33 year career at KTVB Channel 7 television, where she became one of Idaho's most experienced and best known television personalities. Carolyn has acted as an important representative and volunteer for many Treasurer Valley organizations including Boise Public Schools Foundation, Idaho Youth Sports Commission, the Saint Alphonsus Foundation, FUNDSY and the FACES Foundation.


Keynote Speakers

Jesse & Kelly Cottle

Jesse & Kelly Cottle - Boise
Keynote Speakers

Jesse Cottle was a Staff Sergeant in the United States Marine Corps. In July 2009, during his fourth combat deployment, he stepped on an undetected IED and lost both of his legs to the explosion. During his recovery in San Diego, he met Kelly, a former Boise State swimmer, and the two were married in August of 2012. A year later a photo of the couple went "viral" and they were able to share their story with the world. Their hope now is to continue to share their story and their own challenges to encourage others who might need it.


Conference Coaches

Nicole Sherman

Nicole Sherman - Boise
Conference Coach

Nicole Sherman is a dynamic leader-builder in the financial industry with over 25 years of broad-based experience. She currently serves as Senior Vice President & Puget Sound Market Region Manager in Retail Administration for Columbia Bank.
Nicole is passionate about people and as such was nominated for the Columbia Bank “Excellence in Leadership Award”, the highly regarded W.W. Philip Award and was formerly named only 1 of 4 women to the “Top 40 Under Forty” Business Executives by Utah Business Magazine as well as being named as a “Top 20 Under Forty Rising Star” by the Inland NW Catalyst Magazine.
She currently serves as a top-rated Faculty Member for Pacific Coast Banking Graduate School at University of Washington and serves on the Board of Directors and Executive Committee for United Way of Pierce County.



Hall of Fame Inductees



There are currently no Hall of Fame Inductees


Conference Speakers

Nancy Ax

Nancy Ax - Boise
Securities Analyst, Idaho Department of Finance

Investment Fraud for Beginners

Ms. Ax has served as a Securities Analyst with the Idaho Department of Finance for 18 years. She works with issuer registrations (including small businesses seeking to raise capital in Idaho), conducts investment adviser and broker dealer examinations, investigates complaints, and is involved in the Department’s financial literacy outreach program.

Ms. Ax holds the professional Certified Regulator and Compliance Professional (CRCP) designation offered by the Wharton Business School and the Financial Industry Regulatory Authority. She also holds the professional Certified Fraud Examiner (CFE) designation offered by the Association of Certified Fraud Examiners. She earned her BA degree in Finance from Boise State University


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Patti Borchardt

Patti Borchardt - Boise
Banker, Columbia Bank

Patti

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Merry  Dooley

Merry  Dooley - Boise
Financial Planning Specialist, CB Financial Services

Retirement Wealth & Health: How Costs will Impact

As a Financial Planning Specialist for CB Financial Services, Merry utilizes
her many years of experience to develop and manage comprehensive
financial plans for high net worth individuals and businesses in the
Pacific Northwest. As a National Social Security Advisor designee, she
educates individuals on the social security strategies they can utilize to help
maximize their retirement income.
Prior to joining CB Financial Services Merry spent eight years at Ameriprise
Financial where she worked as a financial advisor. She has also served
as an investment representative at Edward Jones. A Certified Financial
PlannerTM professional, Merry graduated from Washington State University
with a double major in environmental sciences and education, with a minor
in music.

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Mercedes Eggleton-Garcia

Mercedes Eggleton-Garcia - Boise
VP, Senior Business Leader Global Community Relations Public Policy, MasterCard Worldwide

Using Technology to Manage & Keep Finances Secure

Mercedes Garcia is Vice President, Senior Business Leader Global Community Relations, responsible for developing relations with consumers, merchants, labor organizations, consumer advocacy groups and governments through MasterCard’s public education campaign, the “Master Your Card (MYC) Program,” which is designed to help these constituents leverage the electronic payment network.

Ms. Garcia is actively involved with key women’s organizations, on behalf of the MYC Program, serving in the roles as keynote speaker and panelist to delivering workshops. Annually, Ms. Garcia participates in national women’s conferences with organizations like the League of United Latin American Citizens’ (LULAC), the National Association of Women Business Owners’ (NAWBO), the Association of Women Business Centers (AWBC), the Urban League of Southern Connecticut’s Women’s Empowerment Summit, Idaho Treasurer Crane’s Smart Women-Smart Money Literacy Day, Texas Governor’s Conference for Women, and Virginia Senator Mark Warner’s Annual Women’s Conference.

Ms. Garcia has also been recognized by various organizations. Most recently by the South Florida Hispanic Chamber of Commerce receiving the “2015 Women Empowering and Embracing Women” Award; and, by the New York Hispanic Chamber of Commerce “2016 Annual Hispanic Women in Business” Award, which honors the commitment of exceptional Hispanic Women.

For several years, she has also acted as MasterCard’s spokesperson for consumer education programs targeting Hispanics and other underserved segments, and helped not only in the development of the educational programs, marketing and training materials, but also by personally conducting training sessions reaching thousands of people throughout the U.S.

Ms. Garcia joined MasterCard in 1994 to open the Venezuela office. She moved to the company’s headquarters in Purchase, N.Y., in 1998 to join the Global Product Group, supporting the development and global rollout of various MasterCard payment card programs in various regions.

Prior to joining MasterCard, Ms. Garcia developed an extensive marketing and advertising background for 10+ years at J. Walter Thompson, one of the leading multinational advertising agencies. Ms. Garcia is native of Venezuela, speaks several languages and has a Business Administration and Hotel Management degree from the Mexican Institute of Tourism and Hotel Management in Mexico City.


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Tony Fadool

Tony Fadool - Boise
Senior Vice President and Chief Sales Strategist, Federated Investors

All Weather Investment Strategies for Women's Life

Tony Fadool, senior vice president and chief sales strategist, has more than 45 years
of experience in the financial services industry. He addresses financial intermediaries
and investors throughout the country on a wide range of investment topics. Tony
joined Federated in 1990 and was a national sales manager for 10 years.
His previous positions include president of Signet Investment Services, a bankowned
brokerage firm, and broker positions with Merrill Lynch, Dean Witter
and Paine Webber.
Tony earned his bachelor’s degree from Virginia Commonwealth University and
completed an executive management program at University of Michigan as well as
the Securities Industry Institute® certificate program at The Wharton School of the
University of Pennsylvania. He is also a Chartered Mutual Fund Counselor.

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Karl Fromm

Karl Fromm - Boise
Consumer Affairs Officer

Karl Fromm is a Consumer Affairs Officer with the Idaho Department of Insurance and has been in the insurance industry since 1996. Karl started his career as an insurance agent selling multiple lines of insurance, and in 2001 transitioned into specializing in life insurance and investments. In 2008, he became a Financial Advisor by passing the FINRA series 7 and 66. Karl relocated to Idaho in 2009 and joined the Department of Insurance in 2015.

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Britteny Gardner

Britteny Gardner - Boise
Program Consultant

What Women Want: Make that Dollar Stretch!

Britteny Gardner moved to Idaho when she was two years old. She was raised on a sheep and alpaca farm in Meridian where she participated in 4H, county fairs and helped raise and care for the animals. Her work ethic and drive stemmed from responsibilities had during her childhood and young adult years. Gardner graduated from Meridian High School as Student Body President and earned a degree from Boise State University in Marketing. She worked her way through college, while balancing her career as a Credit Manager at Wells Fargo where she helped individuals manage personal finance and restructure debt.
Gardner’s passion for money management was obvious even at a young age. She kept a tin filled with birthday savings and would count it every night. Now, ten years into her career, she is a Program Consultant for Wells Fargo. She provides classes to businesses and schools throughout southern Idaho to increase financial literacy. She loves to build relationships that help individuals achieve their financial goals. Gardner finds satisfaction in the look on someone’s face when they have an “ah-ha” moment while she is facilitating a financial presentation. Those who have met Gardner know her enthusiasm and passion for life is contagious.
Gardner currently serves as the Vice President of the West Ada Education Foundation where she helps raise funds for programs that are not supported by public tax revenues. As a mother of three young boys, education is extremely important to her, and she loves being able to make a difference in our community.
To find out more about Britteny: https://www.linkedin.com/in/britteny-gardner-04945925


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Nick Guthneck

Nick Guthneck - Boise
Fraud Investigator, ID Department of Insurance

Nick Guthneck began his employment with the Idaho Department of Insurance as a Fraud Investigator in August 2015. He graduated from Boise State University with a Bachelor's degree in Criminal Justice Administration in 2007. Since 2005, Nick has served as a Correctional Officer, Probation and Parole Officer, Police Officer, Criminal Investigator, Law Enforcement Training Coordinator, and Law Enforcement Training Supervisor. He is also a member of the Idaho Army National Guard.

During the course of his career, Nick has provided training on a variety of law enforcement topics to law enforcement officers, members of the military, and the public.

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Phil Harris

Phil Harris - Boise
Financial Advisor, Harris Financial Advisors

Born and raised in Boise, ID., Phil has deep roots in his community. After high school Phil ventured to the east coast to attend college. Phil received his degree at Yale University, and then returned to beautiful Boise, ID., to promptly started his career as a Financial Advisor. Phil specializes in designing and actively managing investment portfolios, designed to address ever-changing market conditions. His firm, Harris Financial Advisors, has provided advice to high net worth clients, business owners, and executives for over 15 years.

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Colonel Heuring

Colonel Heuring - Boise
Director of Staff, Idaho National Guard

Colonel James Heuring is currently assigned as the Director of Staff, Idaho Air National Guard, Gowen Field, Boise, ID.

As Director of Staff, Colonel Heuring serves as the principal advisor to the Adjutant General and Assistant Adjutant General for Air on matters that concern the US Air Force and the Idaho Air National Guard. Colonel Heuring is the Chief Executive Officer responsible for the diversified functions including Logistics, Information Systems, Manpower and Personnel, Public Affairs, Recruiting and Retention, 266th Range Squadron, and medical and State emergency responses. He coordinates with the Idaho Army National Guard senior leadership on joint programs and activities within the State of Idaho. He also coordinates special Air National Guard programs and initiatives such as Diversity, Family Support, Employer Support, and State Partnership Program. Colonel Heuring oversees the development, execution, and evaluation of programs and policies pertaining to the command, control, and operation of the Idaho Air National Guard.

Colonel Heuring received his commission through the Academy of Military Science in December 1986 upon completion of his Bachelor’s Degree in Civil Engineering from the University of Wisconsin. Colonel Heuring previously served as an Air Combat Navigator in the RF-4C, F-4G and C-130 aircraft with over 1700 flying hours including sorties supporting Operation Enduring Freedom, Operation Provide Comfort, and Operation Southern Watch. In 2012, Colonel Heuring deployed with his Squadron to Afghanistan and successfully commanded the 455th Expeditionary Civil Engineer Squadron for 6 months. His previous command positions include 7 years as the Wing Comptroller and 6 years as the Civil Engineer Squadron Commander for the 124th Fighter Wing, Boise, Idaho.





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Carolyn  Holly

Carolyn  Holly - Boise
SWSM Board Member

What's My Personal Brand & Why Should I Care?

A long time and active member of the Treasurer Valley, Carolyn Holly currently serves as Vice President of Marketing, Communication, and Public Relations for Saint Alphonsus Health System. Within the new role, Carolyn serves as a key liaison to the communities that Saint Alphonsus serves. She is an instrumental part of developing meaningful relationships with local resources and organizations, evolving a strategy for public collaboration, and advancing Saint Alphonsus' mission to be a transformative healing presence within the community.

Carolyn enjoyed a 33 year career at KTVB Channel 7 television, where she became one of Idaho's most experience and best known television personalities. Carolyn has acted as an important representative and volunteer for many Treasurer Valley organizations including Boise Public Schools Foundation, Idaho Youth Sports Commission, the Saint Alphonsus Foundation, FUNDSY and the FACES Foundation.


Alex Kincaid

Alex Kincaid - Boise
Attorney

Is Your Family's Future in Jeopardy? Avoid These

Alex Kincaid is a former elected District Attorney with 18 years experience as a successful trial lawyer and strategic planner. She is a nationally renowned public speaker and legal analyst for radio and television shows, including appearances on Fox News and Fox Business News. Her law firm, Alex Kincaid Law, is a full-service, boutique law firm emphasizing asset protection (estate and business), constitutional, and criminal law, which boasts the unique specialty of firearms law. Through the use of trusts and other entities, Alex has developed unique planning techniques for veterans, farmers and ranchers, gun owners, Christians and those in the medical professions. Alex made her mark as a respected and tenacious prosecutor by successfully trying hundreds of cases involving all manner of crimes (from petty theft to aggravated murder). Her prior experience as District Attorney allowed her to gain insight into the abuse of the elderly, scams, and identity theft, and how such abuse can be prevented through proper planning. She uses her knowledge of the legal system and the predatory mind to help others avoid the publicity and delays of the court system and to deter frivolous lawsuits through proper planning. You can download Alex’s free ebook, titled You Are More Than Money: Leaving a Legacy of Christian Value, Guidance, and Wisdom at http://alexkincaid.com/index.php/books.

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Lisa Li

Lisa Li - Boise
Vice President, Program Consultant Citi Cards

Basics in Budgeting

Lisa joined Citi, a financial services company, in 2008 serving first as a Business Trainer for eight years before moving into her current role as a Program Consultant and Analyst. She has extensive background in education and has taught in public and private schools in the U.S. and China for more than 15 years. She has a BA in Education.

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Shannon Marshburn

Shannon Marshburn - Boise
Information Technology (IT) Manager, Idaho Central Credit Union

Shannon Marshburn is an Information Technology (IT) Manager and eCommerce Product Manager at Idaho Central Credit Union, one of the fastest growing credit unions in the Nation. Shannon joined ICCU in 2006 and was responsible for overseeing all facets of operations. In her current position as a manager in the IT Department, Shannon is responsible for all digital channel solutions including online and mobile banking, quality assurance and technical support.

Under Shannon's leadership, Idaho Central Credit Union has upgraded credit union technology solutions including online and mobile banking, bill payment, and card systems. Shannon also currently serves in an advisory capacity on the Business Banking Client Group with our online banking partner. She has received several industry awards and certifications throughout her 10-year career. Most recently, she was an Innovation Challenge winner.

Outside of work, Shannon enjoys spending time with family and friends and volunteering in the community. Some of her hobbies include distance running, playing tennis, skiing and mountain biking.

Shannon graduated from the University of Redlands with a B.S. in Business Administration.

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Cathy McDougall

Cathy McDougall - Boise
Director of Outreach, AARP Idaho

Avoiding Sticker Shock: Paying for Long-Term Care

Cathy McDougall is the Associate State Director for Community Outreach in the AARP Idaho State Office. Previously, Cathy was a Senior Legislative Representative in the AARP Department of State Affairs in Washington DC on the Health and Long-Term Care Team. She earned a BS Degree from Utah State University and a MSW in geriatric social work from Washington University in St. Louis. In her role at AARP, she devotes herself to health care, caregiving, fraud prevention, community services and lifelong learning opportunities through the New Knowledge Adventures program.

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Amy Michaliszyn

Amy Michaliszyn - Boise
Senior Vice President, Federated Securities Corp.

Amy Michaliszyn is a senior vice president of Federated Investors, a global investment management firm. Over the past 36 years, she has played a key role in developing and refining the firm’s institutional business. Amy currently leads Federated’s business development and relationship building efforts with State Treasury Departments and major public plans. Prior to her current role, Amy served as Director of Institutional Marketing, where she directed Federated’s launch on the institutional landscape.

After receiving a B.A. in journalism from The Pennsylvania State University, she earned her MBA with a concentration in finance from the University of Pittsburgh. Amy has completed multiple circuits of the Public Finance Institute Program sponsored by the National Association of State Treasurers. The curricula have been offered through both the Kellogg School of Management at Northwestern University and also via Pepperdine University, where she served as a guest lecturer for a course of her own design.

Residing in Pittsburgh, PA, Ms. Michaliszyn is very active in her community along with her husband, Dave. Amy serves on the advisory boards for the Pittsburgh Opera Company and the Little Sisters of the Poor. She is actively involved in her parish, St. Mary of the Mount, where she chairs the financial council. She and her husband share a passion for animals, which leads them to volunteer at the local rescue and adoption group, Going Home Greyhounds.


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Anthony Polidori

Anthony Polidori - Boise
Supervising Examiner/Investigator with the Consumer Finance Bureau of the Idaho Department of Financ

Navigating Consumer Credit and Mortgage Lending

Anthony Polidori is a Supervising Examiner/Investigator with the Consumer Finance Bureau of the Idaho Department of Finance. He has been involved in the financial services arena for over twenty years in a regulatory capacity and as a provider of financial services. Anthony frequently provides training and presentations to industry and consumer groups on topics related to debt collection, residential mortgage lending, consumer finance, and other credit services.

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Brooke Ramstad

Brooke Ramstad - Boise
Investment Advisor, Principal - Rathbone Warwick Investment Management

Brooke Ramstad is an Investment Advisor, Principal who began working at Rathbone Warwick in 2008. She meets with clients on a regular basis to map out long term plans that allow them to achieve comfortable stability, whether in growing their assets or successfully navigating life’s twists and turns. “If I can help one family feel secure during a moment of financial upheaval during their life, I have done my job.” Brooke is a member of the firm’s investment and leadership committees, managing the firm’s portfolio and business respectively. As Chapter Council Adviser to the Zeta Pi chapter of Kappa Kappa Gamma at the College of Idaho, Brooke works to pass on the knowledge she has attained working with Rathbone Warwick and mentors college students to spearhead their own successful careers as future businesswomen. When Brooke is not running or walking the beautiful Boise River Greenbelt with her husband and two young children, she assists in fundraising efforts for the Women and Children’s Alliance.

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Laura Smith

Laura Smith - Boise
Public Relations Manager, Idaho Central Credit Union

How Online Banking can Change Your World!

Laura Smith is the Public Relations Manager at Idaho Central Credit Union (ICCU). Laura has been with Idaho Central since 2005. Her areas of focus are business development, social media, community involvement, event planning, and media relations.

Laura loves working with her team to grow membership and to be involved in the communities across Idaho where ICCU has branches. You can find her with the Green Team at many chamber functions, nonprofit activities and fundraisers, college sporting events, and other community events from Rexburg to Coeur d'Alene.

Laura has had the chance to make presentations to a variety of people, from preschoolers to professionals in networking groups, about ways they can achieve financial success and millennials in the workplace.

Laura grew up in Idaho Falls and is the oldest of three girls in her family. She attended BSU and ISU, and completed her Mass Communications degree with an emphasis in Public Relations and Advertising at ISU. She also minored in Marketing and Music since she had strong interests in those areas as well.

Laura and her husband Ryan have two young boys, ages 3 and 5. She describes her family life as busy, loving and fun. Laura enjoys spending time with her family golfing, watching sports, singing and cooking.

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Melissa Warwick

Melissa Warwick - Boise
Investment Advisor, Rathbone Warwick Investment Management

Build, Manage, Protect, and Transition Your Wealth

Melissa Warwick is an Investment Advisor who began her career as an intern at Rathbone Warwick in 2007. She has been Rathbone Warwick’s Operations Manager, overseeing everything from firm administration to Human Resources. In addition to her nine years of experience assisting clients of the firm, she voluntarily leads financial stewardship courses through her church, where she is an active member. She additionally serves as a youth pastor and volunteers as a camp counselor for her church’s summer youth camp. A lifelong resident of the Boise Valley area, Melissa graduated from Boise State University where she was honored as an outstanding graduate in the Finance Department and received her Bachelor’s of Business Administration in Accountancy and Finance. She successfully earned her CFA (Chartered Financial Analyst) designation in 2014 and is a member of both the CFA Institute and the CFA Society of Idaho. Melissa cherishes time spent with her friends and family, whether visiting one of the city’s many beautiful parks or cheering on the Boise State Broncos.

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