Breakout Session Info – Kentucky

1A

Beginner

Budgeting 101: Creating a Spending Plan

Shelter, transportation, and food for you and your family! These are some of the basic necessities that are included in every person’s budget. To help build your financial confidence and keep on track, come learn about the fundamentals of creating a budget.

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1B

Beginner

Investing Basics: Getting Started is Half the Battle

Learn about some of the best types of savings and investing tools. Learn about the power of compound interest as we discuss 401K’s, 403b’s, Roth IRA’s, and IRA’s.

1C

Beginner

Saving for Education: The Ins and Outs of a 529 Plan

Take a deep-dive to learn more about how a 529 college savings plan can help you or your loved one save for college, technical, vocational training, and other educational expenses. Hear from representatives from the Kentucky 529 plan.

1D

Intermediate

Becoming a proactive planner: What is an estate plan, a living will, and why should I have one?

Have you thought about your assets and personal possessions and who would get them after you are gone? Sometimes life events force us to address life issues we would rather not. In this workshop, we talk about decisions you should make now to alleviate a burden later to your loved ones. We will cover factors you should consider when passing on your possessions, goals you want to accomplish, distribution options and consequences, and conflict resolution.

2A

Beginner

Know your credit score? Tips to improve your FICO score before making a major purchase

Understanding your credit score is essential to getting the best interest rate when purchasing a house or an automobile. In this session, learn what activities impact your credit score negatively and positively and how to avoid common mistakes right before making a major purchase.

2B

Intermediate

Weathering the Storm: Navigating your long term financial plan no matter the forecast

This will include all of those ‘real life’ storms that you may have experienced during the past year. We will look at the potential financial impacts due to a job loss, divorce, personal bankruptcy, and how to best position yourself regardless of your personal circumstances. 

2C

Beginner

Planning Ahead: What types of insurance make sense for you?

Insurance may be one of the most important purchases you’ll ever make. Find out how much you need, and how your family will benefit. You will also learn about different products and types of insurance including, life, long term care, and disability.

2D

Beginner

My Money and Me: What’s Personality Got to Do with It?

Have you ever wondered how your personality impacts the financial decisions you make? Come to this breakout session as we explore how your personality shapes your money management trends evaluating your emotions, outlook, and focus. 

3A

Beginner

Defeating Debt: Freedom to live within your means

Learn about practical ways to pay off debt — the difference bad debt and good debt, and how to create a fund for those unexpected emergencies that we all face. We will also talk about the dangers of various pay day loan programs.

3B

Intermediate

How to Teach Financial Education Principles 

Finding creative ways to make financial education and empowerment exciting can help foster a lifetime commitment to learning. Engage with instructors from the Kentucky Financial Empowerment Commission. Whether you’re a classroom teacher or a parent, learn how to best teach basic financial education principles to students.

3C

Intermediate

From Idea to Action – How to Start a Business

What are some of the factors to consider when starting a small business? What is the difference between a C-Corp and a LLC? Where do I look for help in creating a business plan? Are there SBA loans or other financing options for my business?

3D

Intermediate

Finally Home! Homebuyer Education

A homebuyer’s guide to homeownership.  This session will provide an overview of what to expect during the home-buying process and what is needed to prepare for homeownership.